A lifecyle approach to accumulation & decumulation

Overview

Target Date Funds can provide an "all-in-one" retirement fund for UK DIY investors and as default funds for workplace pension schemes.

Target Date Funds are multi-asset funds whose risk profile decreases on approach to and after the  target date in the name of the fund.
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Target Date Funds provide a ready-made multi-asset portfolio that is managed over time and constructed with index-tracking funds and/or ETFs.

We developed Target Date Funds as default strategies for the workplace pensions market in conjunction with AllianceBernstein from 2012-15.

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