Why Direct Gilts are a smart alternative to Cash Deposits for high-earners

Elston explores how advisers can buy UK gilts directly for their clients In this article and CPD webinar.

How To Buy Gilts Directly.

​Register for the playback of this CPD webinar

About this CPD webinar

In this webinar, we will explore the benefits of investing in direct gilts for high-rate taxpayers, focusing on their tax efficiency, capital gains tax exemption, and low-risk profile. We will also provide insights on building a gilts ladder to optimise returns, manage interest rate risk, and support short- to medium-term financial objectives

​Direct Gilts are a smart alternative to cash deposits for high earners

​Adjusting for tax, the gross yield on certain near-term Gilts is far higher than the best Cash Deposit rates.
And for customers sitting on high value deposits, and are worred about FSCS limits, why not invest directly with HM Treasury?
DIrect Gilts make sense for higher rate taxpayers: particularly those who have made a business sale and have to plan out their tax liabilties.

Investing in Direct Gilts requires technical knowledge

But offering a gilts portfolio requires a detailed understanding of the structure of each individual gilts interest - coupon, yield and term.
It's why advisers sometimes lose out to bespoke DFMs who can offer HNWI a direct gilts portfolio.  Until now...

Find out more about DIrect Gilts investing via platforms

In this upcoming webinar on Direct Gilts Investment, we show UK advisers how they can offer a direct gilts portfolio or build a "gilts ladder" for their high earner clients via platforms, without the need to refer it away.
 
We also contrast Cash Deposits, Money Market Funds and Direct Gilts.
 
We explain key terms, the tax treatment and finally the research and support we can provide to financial advisers to support their proposition when recommending specific gilts to clients.

Please join us for this new CPD module

Our Direct Gilts Research for UK Advisers is coming soon...

Another solution in the armoury in our effort to be the leading investment consultant that focuses on supporting UK advisers.  FYI - we are launching our Direct Gilts research service at end February for advisers.  All this will be FREE to our existing clients.  For our regular readers who are not yet clients, we would welcome the opportunity to deepen our relationship!  Please arrange a consultation or speak to your usual Elston contact.